Saturday, 13 January 2018

How to apply business loan in bank


At Fullerton India, we understand your business dreams and growth aspirations. There are phases in a business cycle when you seek financial avenues to fuel the growth of your small or medium level enterprise. Quite often your business needs that extra push to take it to a new level of development. In a stiff competitive environment and an ever growing economy, you would not want to lose any business opportunity that comes your way.
Our Business loans at Fullerton India are designed to do just that. We take care of a wide range of capital requirements, financial needs and other industrial expenses that are crucial to keep your business running. We have the right expertise and a keen eye to understand your business requirements. So whether you aspire to expand your current business venture or require new machinery or equipment for your enterprise, our customised business loans aim to provide the right answer to your problems based on your needs.

Documentation
  1. ·       Application form with a recent photograph 
  2. ·       Proof of Identity (Passport Copy/ Voter ID card/ Driving License/ PAN Card)
  3. ·       Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License)
  4. ·       Age proof (PAN Card, Passport, any other certificate from a statutory authority)
  5. ·       Proof of business existence
  6. ·       Bank Statements (Bank statement / Bank Passbook for last 6 months)
  7. ·       Profit and loss statement for last 3 years
  8. ·       Balance sheet for last 3 years
  9. ·       Income Tax Returns for last 3 years (for self and business) duly certified by a CA
  10. ·       Processing fee cheque

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